Theodore H. White

God grant me the serenity
To accept the things I cannot change;
Courage to change the things I can;
And wisdom to know the difference.
- Reinhold Niebuhr

Deep Quotes about Life - Deep Life Quotes

Our lives begin to end the day we become silent about things that matter.
- Martin Luther King, Jr.

Whenever you find you are on the side of the majority, it is time to pause and reflect.
- Mark Twain

Believe that life is worth living and your belief will help create the fact.
- William James

To go against the dominant thinking of your friends,
of most of the people you see every day,
is perhaps the most difficult act of heroism you can perform.
- Theodore H. White

It is our choices ... that show what we truly are, far more than our abilities.
- J. K. Rowling (Harry Potter and The Chamber of Secrets)

When the best leader's work is done the people say, "We did it ourselves."
- Lao Tzu

Life may not be the party we hoped for, but while we are here we might as well dance.
- Anonymous

Everyone is a prisoner of his own experiences.
No one can eliminate prejudices - just recognize them.
- Edward R. Murrow

Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy.

The cave you fear to enter holds the treasure you seek.
- Joseph Campbell

This above all, to thine own self be true.
- William Shakespeare

Nothing can bring you peace but yourself.
- Ralph Waldo Emerson

Forgiveness does not change the past, but it does enlarge the future.
- Paul Boese

Everything has beauty, but not everyone sees it.
- Confucius

An invasion of armies can be resisted, but not an idea whose time has come.
- Victor Hugo

To manage your mind, know that there is nothing, and then relinquish all attachment to nothingness.
- Lao Tzu

The purpose of our lives is to be happy.
- Dalai Lama

All things share the same breath - the beast, the tree, the man... the air shares its spirit with all the life it supports.
- Chief Seattle (attributed)

Let us not pray to be sheltered from dangers but to be fearless when facing them.
- Rabindranath Tagore

Sometimes your joy is the source of your smile, but sometimes your smile can be the source of your joy.
- Thich Nhat Hanh

As we light a path for others, we naturally light our own way.
- Mary Anne Radmacher

There are only two ways to live your life.
One is as though nothing is a miracle.
The other is as though everything is a miracle.
- Albert Einstein

Be Responsible, Not Afraid Of High Limit Credit Cards_38905

There are many high limit credit cards available right now over the net. I recently applied for a Bank of America card and was given a $5,000 limit. I was then able to consolidate my other cards into that one which brought my credit score up several points. The balances that I transferred were on an introductory offer where I wasn't even required to pay interest until next year so I saved hundreds of dollars just by doing that transaction. Then since my credit score had gone up I applied, (online again) for a one click balance increase request and was given another $5,000 that I needed to pay business expenses. The increase was given without any hassle from bank accountants and I wasn't bothered with any other offers. So now my credit score is higher than it has ever been and I have put much more experience on my history that will help when it's time to apply for a larger loan.

I say all of this to show that online banking with high interest credit cards can be very rewarding if used responsibly. Many people see credit card offers and run away not realizing that they could probably pay off all their current cards in half the time by consolidating. I actually think the low limit cards with high interest rates cause consumers to get in more trouble because they don't have time to catch up before the entire balance is exhausted.

The Bank of America card isn't the only excellent offer available online though. There are many others. One of my other favorites is the Discover more card which started me off with a $4000 limit. This card also has excellent customer service in my opinion, on and offline.

Another one of my favorites is the American Express Star wood. Here are some of the features:

10,000 Star points bonus with first purchase enough for up to three free nights(1)Double Star points on stays at participating Star wood Hotels & Resorts and purchases at select Starwood retail outlets, such as Bliss Spa and more(2)Automatic upgrade to Gold Preferred Guest membership status by spending $30,000 on the Card in each calendar year. Access to private sales with select Starwood retail outlets.The new Business Card incorporates all of the improved benefits of the Starwood Preferred Guest Credit Card, as well as programs and services tailored specifically to the needs of small business owners, including the OPEN Savings(SM) program which was designed specifically for small businesses and gives automatic discounts on purchases at OPEN Savings(3) partners, such as Delta, FedEx Kinko's and JetBlue. In addition, the Business Card provides expense management reporting, an online spend tracking system and spending limits on additional cards that aid in better managing employee spending.

So don't be scared to apply for a high limit card, just be responsible. One thing I always check is the annual fee. Most of the cards that will be of benefit to you do charge an annual fee. Of course there are always exceptions to the rule. If the card has an annual fee and the interest rate is extremely low then it might actually be a better offer in disguise,but i would still read the fine print. You can check out some of the offers in the link below. I guarantee you'll save alot of money in the long run.

All rights reserved. Article may be reprinted as long as the content remains intact and unchanged and all links remain active.  

Be Realistic - Will -money Make Money- For You-_39302

If you write articles for your website, try not to include the affiliate links in the body of your articles: it will give the impression that you have a vested interest in recommending them. You want your visitors to trust your advice, so don't turn your article into an excuse to promote products and make a commission.

Christian home based business called Disciple's Cross. With Disciple's Cross, you make beautiful crosses and send these crosses back to the company. The company will pay you for the crosses it accepts. It has been a lot of fun to participate in this business opportunity and wonderful ministry.

Instead of buying links, get one-way links from blog search engines and directories, as well as getting your RSS feed content displayed at other sites.

Does Money Make Money?

If it is your goal to accumulate wealth, believing the fallacy that money makes money, will hinder your progress to no end. This belief stifles many to a life of failure, and misery.

The goal setting theory of motivation means that you need to be positive - and realistic - to be able to reach your goal, especially if that goal is to make money.

How many times do we hear that "money makes money." Money can make money just as easily as Ferrari can win the Grand Prix without Schumaker in the driver's seat.

"Ferrari is the Grand Prix world champion." Do we say that? "Microsoft invented Windows." Do we say that? Or do we say, "Schumaker is the world champion." And "Gates invented Windows."? Of course we give credit to the person, or people. And that's because that is the reality.

Money is an innate, lifeless thing.

To illustrate...

Let's say we want to make our money grow, then we place a $100 note in a tin and bury it, and a year later we return and dig it up. How much money will there be? Only our $100 note we placed in the tin. There is no way, on God's green earth that there can be one cent more than the original $100.

Before spending a lot of time and money marketing an affiliate program, always check it out first. There are a number of ways to do this.

If you want to have more money and free time, you must work for it consistently and persistently with

I kept reading over and over again to get your own domain name and create your own web site. Then incorporate all your affiliate links into your new web site. Create a theme and join affiliate programs related to that theme. But I knew nothing about creating a web site. And what the heck is HTML?

the right opportunity until you reach success.Winner will never quit until they are successful.

People make money! And people lose money!

Certainly, money can earn interest, but the person (or rather the person's intelligence) is required to invest the money to earn that interest. In this regard, a person can make a bad investment, and not earn as much interest, or can lose money.

On the other side of the coin (no pun intended), a person can indulge in a business venture, and this way make money. Or lose it!

Whichever route is taken, it is the intelligence of the PERSON that either makes money, or makes more money. This is the way it has always worked, and always will.

Even in the event where someone has a big windfall, like winning the lottery, this money can be squandered, or made to multiply. Whichever it is, it is up to the person, to either invest wisely, or to spend endlessly. The history books are full of tales where enormous fortunes were won, and then lost.

Therefore, if it is your goal to make money, don't fall into the trap of believing that "money makes money"; it is a lifeless object, that cannot possible multiply without the intelligence of a human being. Rather...

Make it your goal to...

... learn about money, and how to invest and use it to multiply.

I do not remember how I got started but after a while I started searching for money earning opportunities on the net. I would sit and search for long hours every day. I would search till my eyes get sore. I was wasting my time but I did not know. Everyday I would search and click new sites. Making money ideas by Victoria, Duvet Dollars. See my Duvet Dollars review here!

With Google Adwords advertising program, you can make your ad show-up when somebody types in these terms... and you don't even need your own product. There are thousands of retailers that offer you up to 70% commission for every product you sell.

With so many ways to make money online, what is the best way to work from the comfort of your own home without breaking a sweat?  

Be Prepared For Your Future_40698

Today we are happy healthy individuals; we are able to do the necessary tasks without any extra help. Life would be pleasant if it could continue just the way it is now, but then we have a future the most unpredictable aspect in the whole cosmos.

Some may argue that future is filled with suspense and we cannot control it, true but then we have to put in a small amount of effort to safe guard our future, equipping our lives with suitable amenities is no crime.

So to avoid late realizations, it is better to grasp the situation and thus equip one's self. One way to accomplish this task is by taking insurance, the word insurance is certainly a golden one as it can be a source of consolation if we are stuck in the middle of any tribulation. Assuming that you know a lot about insurances, we are going stipulate one aspect of the insurance- long term care.

Long term care, every individual requires ample amount of care when he reaches a stage of not being able to take care of himself. The long term care provides such assistance for the individual for performing his daily activities such as bathing, dressing, commuting and other indispensable activities.

Why do I need long term care?

Some people or perhaps many consider that long term care is just not for them, they hate the idea of being a burden to others and they don't want to lose their independence, so they fail to take up the long term care. This is the biggest mistake a person can make. Long term care is necessary because we may be affected by any of these ailments-

?Arthritis
?Cancer
?Heart disease
?Diabetes
?Strokes
?Alzheimer's disease
?Depression

Do not panic, these are the various possible ailments one can face when they enter an old age, this may happen to anyone and wouldn't it be better if every one takes up the precautionary measure.

Long term insurance is actually a very helpful feature, avoiding this will not make any sense later in life. The long term insurance provides a lot of benefits like home health care, where you will be provided with good personal care while you are at home.

Community care or adult day care, as the name suggests you can get care from a community care center, if a person is seriously ill or if he needs regular hospital care he can obtain the nursing home care. The hospice care, caregiver training and care coordination services are the other benefits for which the long term care would pay for.

There are two kinds of long term care insurances the individual long term care and the group long term care, as the names suggest the individual long term care insurance involves the insurer and the insured person. These kind of individual health policies need to be approved by the California department of insurance.

Where as group health policy involves a group and the insurer. Normally group insurances are always priced less than the individual policies. The same applies here too.

Thus we have to develop a positive attitude towards the future, this does not mean that you have to frighten yourselves and thus panic about your future. Careful planning and implementation of those plans would prove to be very helpful. It is better not to complicate matters just by saying that these ailments will not affect you. All these decisions of not taking up the long health care may seem to be convincing now, but the future awaits and it might offer anything so isn't it better to prepare ourselves for the worst and thus lead our lives peacefully.  

Be Free From Credit Card Debts Using Elimination Program And Make Your Life Free From Financial Stress_44056

A Credit Card Debt Elimination Program Which is the Perfect Solution to your Problems!

It often happens that while you are hanging out in the mall, you find something that you like but did not really bring cash along for shopping, and you end up paying for it through your credit card. This may not be the only time that it happened, but it must have happened a few other times as well. All the purchases made through your credit card end up in the form of a mountain of credit card debt on your shoulders. But if you keep on reading the article to follow the points then through this credit card debt elimination program you will manage to get rid of your debt problem.

In order to succeed in this credit card debt elimination program, you should minimize your extra spending habit and monitor your expenses carefully. Try to indulge in a research. Keep track of how much money you spend where.

Spending habits can be controlled if your study them. As this is a very important element in your credit card debt elimination program, therefore you should be very careful with it. This way you will not only be able to overcome your spending habits but also avoid any further spending altogether.

You should think about minimizing your expenditures as a way in trying to get rid of debt issues. Before you purchase an item you should think twice before doing so. Categorize your purchases in that items that you want and in the items that you need. Another way to keep motivated is to try to pass the credit card debt elimination program, and to stay focused on this task. Once you get rid if your debt problems, you are free to treat yourself but buying anything that you like!

Another way to restrict your spending is by the use of guilt trips. This will not only be helping you keep your house clutter-free.

To truly eliminate the credit card debt completely, you should pay off the debt completely. You should know the exact amount that you owe to your creditors.

For multiple credit cards, you can simply look through them and to start paying off debt from the card with the highest interest rate. This way interest rate will not have accumulated and you can choose the option to pay for it as soon as possible.

Try to make payments as often as possible, along with trying to save money. You should remember that you can save a lot of money once you pay off debt. After analyzing yourself you have the idea of where you spending habits take over, then you can be careful in such a situation beforehand.

Do not forget your goal. Free yourself from the debt. If you do not pay the bills then you can lose your house. You should avoid falling for the salesman talk and getting another credit card. If you also begin to think on the same path, then you will surely succeed the credit card debt elimination program.  

Be Clear About The Different Types Of Auto Insurance_42952

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance,hermes kelly bags, Comprehensive Coverage Insurance,coach bags outlet, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired. The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident,fake rolex watches, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured,replica hermes handbags, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.